Just was asking yourself if there's any challenge with maxing out the $3000 for every quarter... was thinking if they don't permit that to generally be done or anything. Guess they do! In either case you are doing it, it honors her memory and is particularly a reminder of her. https://ricardoalkkb.theisblog.com/40033026/the-smart-trick-of-industry-experts-that-nobody-is-discussing